Retirement Solutions Group, Inc.

Wisconsin Regulatory Code s. 628.347 establishes a four hour annuity training requirement for licensed producers who sell, solicit or negotiate the sale of annuities. Only courses approved by the state of Wisconsin will be accepted to fill this requirement.

PLEASE NOTE: This 4 hour training requirement is in addition to the Product Training Requirement already in effect by American Equity.

Producers licensed prior to May 1, 2011 who sell solicit or negotiate annuity products have until November 1, 2011 to complete the training requirement. After November 1, 2011 Producers should not solicit an annuity application unless they have completed the training requirement. Producers newly licensed on or after May 1, 2011 must complete training prior to selling, soliciting or negotiating annuity products.

Please submit your certificates of completion to American Equity at:

P.O. Box 71216
Des Moines, IA 50266
FAX: 515-221-0138
Email: agencyemail@american-equity.com

American Equity will not accept annuity applications dated prior to the completion of the required 4 hour annuity training after November 1, 2011 for any agent licensed in WI before May 1, 2011.

We will not accept annuity applications dated prior to completion of the 4 hour annuity training after May 1, 2011 for agents newly licensed in WI on or after May 1, 2011

Contact Information:
. For general questions about the Wisconsin annuity training requirements: Wisconsin DOI @ 1-608-266-3585 or access the website at www.oci.wi.gov.www.oci.wi.gov.

IMPORTANT INFORMATION - PLEASE READ CAREFULLY - NEW REQUIREMENTS MAY IMPACT THE ISSUANCE OF NEW BUSINESS SUBMITTED AFTER FEBRUARY 15, 2011

Certain provisions of the NAIC Suitability in Annuity Transactions Model Regulation and the Harkin/Meeks Amendment to the Dodd-Frank Wall Street Reform and Consumer Protection Act require all Insurance Producers to complete CARRIER SPECIFIC product training before selling or soliciting American Equity annuity products.

American Equity will not be able to issue new business dated prior to an Insurance Producers completion of these training requirements. This training requirement is effective February 15, 2011, and only needs to be completed for those products which you actively solicit business. IMPORTANT - LIBR training is a separate module, covers all products in our portfolio and only needs to be completed once. If not completed, your business will be impacted.

PLEASE NOTE: As stated in previous communications, Iowa requirements remain effective January 1, 2011.

American Equity is offering product specific training on our agent website. To access training:

• Log on to our agent website at www.american-equity.com using your agent number and password.
• Click on the "Training" icon on the left hand side.
• Click on the "Product Specific Training" link.
• Click on "Training" to view the product training modules.
• Click on the "Training Questions" link and complete the questions.

PLEASE NOTE: Producers who have not been issued an American Equity agent number can access the product training at https://agent.american-equity.com/StateProductTraining.asp by entering their license number and the last four digits of their social security number.

NEW SUITABILITY REQUIREMENT - PLEASE READ:

Effective February 15, 2011, Suitability Acknowledgement Form 4106 dated 12.07.10 will be REQUIRED with all applications in all states EXCEPT Florida, use form 4106-FL dated 01.14.10, Minnesota, use 4106-MN dated 05.04.09 and Oregon use 4106-OR dated 09.11.09.

Thank you for you continued business and support!

Click here for the New Suitability Form