|
|
|
02/21/12
|
Rates Effective February 24, 2012
Download the newly updated rate sheet today!
If you have any questions or for further
product information, contact Marketing Support
or visit
www.nacannuity.com.
Texas Rate Update:
Some annuity products have state-specific
rates for Texas. Please review the updated
rate sheet carefully for details.
Product Changes:
Due to continued pressure from the low
interest rate environment and our effort to
maintain a strong operating position, North
American will make product changes also
effective February 24, 2012.
View the memo for details.
Office Closure:
In observance of the Presidents' Day holiday,
North American will be closed on Monday,
February 20th. For assistance during this
time, visit
www.nacannuity.com.
|
State Availability Chart
State Disclosure Chart
Marketing Support:
1-866-322-7066
|
02/21/12
|
Join North
American for an exciting Web
Seminar!
|
|
2011 Year in Review and
2012 Annuity
Landscape
with special guest Sheryl Moore,
President
and CEO of Moore Market Intelligence
|
-
Looking for updates on the
2012 regulations that affect
your business?
-
Want to know where sales are
headed in 2012?
-
Curious about innovative new
product development?
Sheryl J. Moore will provide an
update on the indexed annuity
market and discuss what's in store
for your business in the New Year!
|
|
|
Sheryl J. Moore is president of
Advantage Group Associates, Inc.,
AnnuitySpecs.com, LifeSpecs.com
and Moore Market Intelligence.
Collaboratively, these companies
specialize in the fixed index
annuity market, as well as the
rapidly expanding indexed life
line of business. Ms. Moore
provides competitive intelligence,
market research, product
development, consulting services
and insight to select financial
services companies.
|
|
|
|
Tuesday, February 28th
|
|
11:00
a.m.
Eastern
|
10:00
a.m.
Central
|
9:00
a.m.
Mountain
|
8:00
a.m.
Pacific
|
|
CLICK HERE TO REGISTER
Space is limited, register today!
EVENT PASSWORD:
Nac2012
Phone number: 877-937-0678
Participant Code: 1034218
|
Hosted by: Jonah Hardenbrook, Lead Marketing
Consultant
|
|
For more information contact Marketing Support
at 866-322-7066.
|
|
North American Annuity Service Center
4350
Westown Parkway | West Des Moines, IA 50266
FOR AGENT USE ONLY. NOT TO BE USED FOR
CONSUMER SOLICITATION PURPOSES.
North American cares about your privacy. You
may view our complete
privacy notice at our website,
www.nacannuity.com.
To stop receiving
any further e-mail communications
from North American,
including rate announcements, regulatory,
product and other important messages,
you may
unsubscribe here. To begin receiving
e-mail messages, please contact Marketing
Support at 866-322-7066.
16057Z-HTML | PRT 02-28-12
|
(9/8/11)
|
|
|
When
the
Market
Gives
you
Lemons...
|
|
Trigger
Your
Client’s
Retirement
Income
with
the
NA
Performance
ChoiceSM
Fixed
Index
Annuity1
Opportunity
to
earn
Interest
Credit
when
index
performance
is
down.
|
|
The
NA
Performance
Choice
offers:
- Inverse Performance Trigger Option
Opportunity to earn Interest Credit when index performance is down!
- Two Surrender Charge options to choose from: 8 and 12 Year.
- Premium Bonus and Non-Premium Bonus Options2
- And much, much more:
Optional GLWB Rider3, Death Benefit, Nursing Home Rider4, Annual Transfer Options and 10 different Index Options.
|
|
|
Call
Marketing
Support
for
details
on
the
NA
Performance
Choice
—
866-322-7066
|
|
FOR
AGENT
USE
ONLY.
NOT
TO
BE
USED
FOR
CONSUMER
SOLICITATION
PURPOSES.
The
NA
Performance
ChoiceSM
and
NA
Performance
Choice
PlusSM
is
issued
on
form
LC/LS160A
(certificate/contract),
LR424A,
LR426A,
LR427A,
LR428A,
LR431A,
LR433A,
AE509A,
AE510A,
AE511A,
and
AE520A
(riders/endorsements)
or
state
variation
by
North
American
Company
for
Life
and
Health
Insurance,
West
Des
Moines,
IA.
This
product,
its
features
and
riders
may
not
be
available
in
all
states.
1.
Fixed
Index
Annuities
are
not
a
direct
investment
in
the
stock
market
or
indices.
They
are
insurance
products
that
provide
an
enhanced
growth
potential
without
experiencing
loss
of
premium
from
market
loss
or
fluctuation
in
the
marketand
may
not
be
appropriate
for
all
clients.
2.
Products
that
have
premium
bonuses
may
offer
lower
credited
interest
rates
and
lower
Index
Cap
Rates
than
products
that
don’t
offer
a
premium
bonus.
Over
time
and
under
certain
scenarios
the
amount
of
the
premium
bonus
may
be
offset
by
the
lower
interest
rates
and
lower
Index
Cap
Rates.
3.
The
Income
Pay®
GMWB
Rider
is
a
guaranteed
lifetime
withdrawal
benefit
(GLWB)
that
is
available
for
an
additional
cost
and
is
issued
on
form
AE513A
(rider)
and
SP513B
(spec.
page)
or
appropriate
state
variation
by
North
American
Company
for
Life
and
Health
Insurance,
West
Des
Moines,
IA.
This
rider
may
not
be
appropriate
for
all
clients.
4.
In
states
where
rider
is
approved.
Please
contact
your
sales
representative
for
state
availability.
If
joint
annuitants
are
named
on
the
annuity,
rider
will
apply
to
the
first
annuitant
who
qualifies
for
the
benefit.
PRIVACY
POLICY
|
UNSUBSCRIBE
|
|
www.nacannuity.com
|
877-566-0228
Annuity
Service
Center
|
P.O.
Box
79905
|
Des
Moines,
IA
50325
|
(9/2/11)
|
|
|
To:
North
American
Annuity
Agents
RE:
New
403(b)/TSA
Suitability
Form
|
|
We
have
recently
developed
a
condensed
403(b)/TSA
Suitability
Form
(14947Z)
to be
used
exclusively
for
403(b)/TSA
applications.
This
form
may be
used
in
lieu
of
Suitability
Form
14211Z
for
403(b)/TSA
applications
that
include
salary
reduction.
We
have
attached
this
document
for
your
convenience
or you
can
also
access
it
online
at
www.nacannuity.com.
We
believe
the
new
403(b)/TSA
Suitability
form
will
ease
the
process
of
submitting
403(b)/TSA
applications
that
include
salary
reduction
requests.
If the
application
does
not
include
a
salary
reduction
request,
please
continue
to
submit
Suitability
Form
14211Z.
Please
note
this
new
403(b)/TSA
Suitability
form
is
optional;
we
will
continue
to
accept
Suitability
Form
14211Z
for
all
applications.
|
(8/16/11)
|
North
American
Company
for Life
and Health
Insurance
• Annuity
Service
Center
|
|
|
|
|
|
|
|
Introducing
a new,
optional
GMDB Rider
available
on our
competitive
Fixed
Index
Annuities1
that
offers the
potential
to provide
an
enhanced
death
benefit to
beneficiaries.
|
|
|
|
5%
BONUS CREDIT
first 10 years2
|
6%
BONUS CREDIT
years 11+2
|
|
(Compounded Annually)
|
|
The Bonus Credit is added to the GMDB Amount on each contract anniversary (not the Accumulation Value), until either reaching age 85 or until the GMDB Amount is equal to 200% of premiums (including premium bonus if applicable) less withdrawals.
|
|
|
- Issue ages 0-75
- Annual rider charge of 0.90%3
|
|
|
|
The GMDB Rider is available
on the following products:
|
- North American Freedom Choice®
(8-, 10-, 14-Year Surrender Charge Options)
- North American CharterSM
(14-Year Surrender Charge Option Only)
- North American PrecisionSM
(14-Year Surrender Charge Option Only)
- NA Performance ChoiceSM
- NA Performance ChoiceSM Plus
|
Are your
clients
searching
for a way
to provide
additional
financial
security
for their
family and
beneficiaries?
Introducing
North
American’s
new
Guaranteed
Minimum
Death
Benefit
(GMDB), an
optional
rider that
provides
potential
for an
enhanced
death
benefit to
beneficiaries
while
still
taking
advantage
of the
tax-deferral
features
of certain
North
American
fixed
index
annuities.
Available
with
Income Pay®
GMWB Rider
6% option
only4.
Since
lifetime
payments
taken
under
Income Pay
reduce the
Guaranteed
Minimum
Death
Benefit
(GMDB)
Amount,
please
review the
brochure
(14923Z)
to
understand
the impact
of the
benefits
and costs.
|
|
IMPORTANT:
GMDB
Training
requirement
In
order to
offer this
competitive
new rider
to your
clients,
all agents
must
complete
the Death
Benefit
Certification
training
requirement.
Visit
www.nacannuity.com
to
complete
training.
For more
information
on the
states in
which the
new GMDB
Rider is
offered,
view the
State
Availability
Chart
(6746Z)
Call
Marketing
Support
Today!
866-322-7066
|
|
4350
Westown
Parkway •
West Des
Moines, IA
50266
|
|
| | |