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(9/20/11)

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Rates Effective September 27, 2011

Read about the reasoning behind this rate update from our President.

Download the newly updated rate sheet today! If you have any questions or for further product information, contact Marketing Support or visit www.nacannuity.com.

Texas Rate Update: Some annuity products have state-specific rates for Texas. Please review the updated rate sheet carefully for details.

State Availability Chart

State Disclosure Chart

Marketing Support:
1-866-322-7066

12850Z-HTML | REV 9-19-11 4350 Westown Parkway • West Des Moines, IA 50266 • www.nacannuity.com

FOR AGENT USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES.

(9/13/11)

North American's Multi-Year Guarantee Annuity
North American Guarantee Choice^SM

Competitive Rates!

10-Year Guarantee/Surrender Charge Period

3.85%¹

Interest Rate for Initial Premium
of $200,000 or more

3.70%¹

Interest Rate for Initial Premium
less than $200,000

7-Year Guarantee/Surrender Charge Period

3.20%¹

Interest Rate for Initial Premium
of $200,000 or more

3.00%¹

Interest Rate for Initial Premium
less than $200,000

The North American Guarantee Choice also offers:

2.50% Commission² - All Durations

Guarantee/Surrender Charge Periods from 3 to 10 Years³

Issue ages up to age 90⁴

For Rates on Other Guarantee/Surrender Charge Periods
Contact Marketing Support Today!
866-322-7066

FOR AGENT USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES.
The North American Guarantee Choice^SM is issued on forms NC/NA1000A (certificate/contract) AE515A, AE516A, LR427A, LR433A and LR441A (endorsements/riders) or appropriate state variations with guarantees backed by North American Company for Life and Health Insurance, West Des Moines, IA. This product and its features may not be available in all states.

1. Rate is based on current rates and subject to change at any time. Rate may vary by premium band and guarantee period selected.

2. Commission may vary based on Commission level, issue age and issue state.

3. Please keep in mind that a surrender during the surrender charge period could result in a loss of premium. Surrender charge structure may vary by state. Surrender charge and Interest Adjustment reset with renewal. See product brochure and disclosure statement for complete information on re-entry, Interest Adjustment and other product features.

4. Issue ages may vary by state.

15232Z-HTML

4350 Westown Parkway | West Des Moines, IA 50266

PRT 08-11

(8/2/11)

Premium Bonus Changes Effective August 16, 2011

North American continues to navigate through this challenging, low interest rate environment. We constantly evaluate our annuity products in an effort to maintain our solid financial strength for the long term. The persistent low interest rate environment is causing us to make some changes to our two 10-year, 10% premium bonus products.

PREMIUM BONUS CHANGES EFFECTIVE AUGUST 16, 2011

Current:

New:

North American Ten®

10%

7%

North American Paramount Choice Ten®

10%

7%

New product brochures and materials will be available from our regular supply order process by August 16, 2011.

New Business Guidelines: The new premium bonus will apply to applications received in the Home Office on or after August 16, 2011. Simply put, if the application is received before August 16, 2011, the higher premium bonus will apply; if applications are received on or after August 16, 2011, the lower premium bonus will apply.

The decisions we make now position us for the long-term and make it possible to remain a strong and stable choice for you and your customers. Please contact Marketing Support at 866-322-7066 for questions or assistance. We appreciate your support and as always, we thank you for your business.

Sincerely,

Lori Bochner

Vice President Marketing & Sales Support
lbochner@sfgmembers.com

FOR AGENT USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES.

These products, their features and riders, are issued by North American Company for Life and Health Insurance, West Des Moines, IA and may not be available in all states. The North American Ten® annuity is issued on form LC/LS160A (certificate/contract), LR424A, LR424A-1, LR426A, LR427A, LR428A, LR430A, LR431A, LR433A, LR441A, LR442A and LR447A (riders/endorsements) or appropriate state variation. The North American Paramount Choice Ten® is issued on form LC/LS160A (certificate/contract), AE509A, AE510A, AE511A, LR428A, LR424A, LR424A-1, LR427A, LR431A, LR433A, LR441A and LR442A (riders/endorsements) or appropriate state variation.

Products that have premium bonuses may offer lower credited interest rates and/or lower Index Cap Rates than products that don’t offer a premium bonus. Over time and under certain scenarios the amount of the premium bonus may be offset by the lower interest rates and/or lower Index Cap Rates.

15119Z-HTML

4350 Westown Parkway | West Des Moines, IA 50266

PRT 08-11

Retirement Solutions Group, Inc.

Retirement the way YOU want it!