Retirement Solutions Group, Inc.

Retirement the way YOU want it!

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                       Rates
 

 

(9/9/11)

 

 

QUICK LINKS

Product Portfolio

Website

Email LBL

 

 

 

 

 

 

2012 Incentive Trip

 

Grand Cayman

 

 

 

 

 

 

 


 

Scoring Big...

 

While we are experiencing this historically low interest rate environment, customers are buying huge volumes of fixed annuities.  August was another record-setting production month for us.  LBL and CLIC annuities offer rates that are among the industry’s most attractive.  We are consistently competitive.  Thank you for all your efforts on our behalf.

 

Our Bankers series of MYG products are traditionally our leading sellers.  In recent months, our Liberty series has gathered increasing attention ... check out our renewal rate history and you’ll like them, too!   The Liberty USA, with a 3.00% lifetime minimum rate, has particular appeal now.  It is obvious that these rates may not be available forever, so take advantage of the current marketing opportunity.  Our SPIA rates are also among the industry’s most competitive.  In keeping with market conditions, our SPIA payout factors will drop slightly on September 12th.  If you have a SPIA case working, get it in now.

 

Commission statements are available 24/7 in the MyLBL section of our website.  There, agents have access to all year-to-date transactions and can access any single statement or a consolidated statement that ranges over any period of time during the year.  Plus, the information can be viewed, printed or exported electronically.  This is a really handy tool.  As a result, beginning in October, paper commission statements will no longer be sent via the US Postal Service.  Most agents receive their commissions via electronic deposit.  If you are one of the few to still receive a paper check, consider “upgrading” to direct deposit and get your money faster!

 

A group of our leading producers and MOs will participate in our incentive trip to China beginning this coming Sunday.  For almost four decades, we have been privileged to travel with business associates on incentive trips such as this.  Without question, the relationships formed and nurtured on these trips have been one of the most important keys to our business success.  We look forward to seeing some of you in China over the next two weeks. . . and hope that others will be able to join us on future trips.  It’s a pleasure to work with you.

 

Please send lots more biz!

 

 

 

Bankers Series (MYG's)


Bankers Accumulator

1.00%

1 Yr

Bankers 1

1.10%

1 Yr

Bankers 3

1.75%

3 Yrs

Bankers 5

2.70%

5 Yrs

Bankers 5 Premier

3.00%

5 Yrs

Bankers 5 Premier Plus

3.80%

1st Yr

 

2.80%

Yrs 2-5

Bankers 7

3.00%

7 Yrs

Bankers 7 Premier

3.30%

7 Yrs

 

Liberty Series (Planned Rate)


Liberty Choice

3.50%

1st Yr

 

2.50% (Base)

Yrs 2-5

Liberty Select

4.00%

1st Yr

 

2.50% (Base)

Yrs 2-7

Liberty USA 100

4.00%

1st Yr

 

3.00% (Base)

Yrs 2-9

Liberty USA 500

8.00%

1st Yr

 

3.00% (Base)

Yrs 2-9

 

 

SPIA Series


Our SPIA is exceptionally competitive. Shown below is a sampling of our current monthly income factors provided by $100,000 premium for a male age 65, NQ with no premium tax.  Illustrations are available on our website.

Monthly Income

5 Yr Term Certain:

 

$1,709.00

10 Yr Term Certain:

 

   $ 930.00

Life Only Male 65:

 

   $ 572.00

 

 

When Interest Rate Matters - Sell LBL!

For Agent Use Only

 

 


 

 

(8/11/11)

 

 

QUICK LINKS

Product Portfolio

Rate Update

Website

Email LBL

 

 

 

 

 

 

2012 Incentive Trip

 

Grand Cayman

 

 

 

 

 

 

 


 

Interest Rate Update

 

Interest Rates – The latest economic news has forced interest rates dramatically lower this week.  As a result, we must quickly lower rates on most of our annuities.  We apologize for this short notice, but due to the extreme volatility of the markets, we must make this change EFFECTIVE Friday, August 19th

 

Please refer to the attached Interest Rate Update for details.  Note that our standard 45 day rate hold procedures will apply.

LBL and CLIC annuities offer rates that are consistently among the industry’s most competitive.  Our array of 1, 3, 5, 7 and 9 yr surrender charge products offer Safety, Liquidity and Guaranteed returns

Please send lots more biz!

  


The rates below are good until August 18, 2011

 

 

 

Bankers Series (MYG's)


Bankers Accumulator

1.00%

1 Yr

Bankers 1

1.20%

1 Yr

Bankers 3

2.25%

3 Yrs

Bankers 5

3.00%

5 Yrs

Bankers 5 Premier

3.30%

5 Yrs

Bankers 5 Premier Plus

4.10%

1st Yr

 

3.10%

Yrs 2-5

Bankers 7

3.25%

7 Yrs

Bankers 7 Premier

3.55%

7 Yrs

 

Liberty Series (Planned Rate)


Liberty Choice

4.00%

1st Yr

 

3.00% (Base)

Yrs 2-5

Liberty Select

4.50%

1st Yr

 

3.00% (Base)

Yrs 2-7

Liberty USA 100

4.00%

1st Yr

 

3.00% (Base)

Yrs 2-9

Liberty USA 500

8.00%

1st Yr

 

3.00% (Base)

Yrs 2-9

 

 

SPIA Series


Our SPIA is exceptionally competitive. Shown below is a sampling of our current monthly income factors provided by $100,000 premium for a male age 65, NQ with no premium tax.  Illustrations are available on our website.

Monthly Income

5 Yr Term Certain:

 

$1,752.00

10 Yr Term Certain:

 

   $ 975.00

Life Only Male 65:

 

   $ 601.00

 

 

When Interest Rate Matters - Sell LBL!

For Agent Use Only